Description about what to look and maybe extra blue link(s) about the subject.

(UPDATED) Pressured by a record trade deficit, the local currency closes at P52.12 against the US dollar, its weakest since July 2006

Drug war, Maute terrorists 'rising' risks for Philippines – Moody's
Agence France-Presse September 16, 2017
Moody's also cited "continued uncertainties" over Duterte's proposed comprehensive tax reform law that Congress had yet to pass.

Seven provinces of the island of Luzon, Philippines offers not only breathtaking natural attractions to visitors but also a scenic venue for business gatherings, conventions, conferences and exhibitions for both local and international events.

Data from the International Labor Organization show occupational health risk have doubled over the past years, with workers aged 15 to 24 being among the most vulnerable.

The new executive order vs contractualization was drafted by labor groups, Bello said

Duterte to sign EO vs 'endo'
by Pia Ranada May 01, 2017
The President says the government will deputize trade union leaders as labor inspectors to fast-track the crackdown on companies that practice 'endo'

The RFM Corporation president and CEO is known for his Go Negosyo program, which aims to address poverty through entrepreneurship.

Youth Co:Lab aims to catalyze youth innovation towards solving the world’s biggest social challenges.
To drive more youth-led social enterprises, the United Nations Development Programme (UNDP) and Citi Foundation launched their Youth Co:Lab partnership

Dominguez tells Moody's execs: Ignore political noise
By Chrisee Dela Paz Oct 14, 2016
Moody's Investor Services currently rates the Philippines as Baa2 – an investment grade rating with a stable outlook – higher than what it has given Vietnam and India

Not only do our taxes disproportionately burden the poor and benefit the rich, but they also yield too little revenue given the distortions they create. Needless to say, both problems need to be resolved soon....

Makabayan bloc calls for national minimum wage
by Mara Cepeda May 01, 2017
Bayan Muna Representative Carlos Zarate challenges the President to 'make real his promise lifting the workers from the bondage of exploitation'

and the Video

Proclamation No. 50, s. 2016
Signed August 16, 2016
DECLARING THE REGULAR HOLIDAY ANS SPECIAL (NON-WORKING) DAYS FOR THE YEAR 2017

Look the poster in full size HERE right click - select save as

The Philippines is now ranked 95th among 168 countries included in Transparency International's Corruption Perceptions Index

Businesses should be aware that they are especially appealing to hackers, and hence, should remain vigilant in making sure that all the proverbial doors are locked

Look also Filipino youth and entrepreneurship

Remark this is an album in the album "Doing business in the Philippines"

Look also the article HERE and

Starting 2017 right: Advice for SMEs on running a local business
by Nikki Natividad December 15, 2016

Look more in the article HERE

Three veteran entrepreneurs offer their two cents on how to overcome the common challenges of running a business

by Chris Schnabel 2:30 PM, September 13, 2016
As the combined spending power of millennials is projected to soar, the advertising world is coming up with ways to reach the younger consumers

Look also the article HERE

IMPORTANT look also HERE

Remark this is an album in the in the album "Tourism organizations - Etc."

go to overview

5 words of wisdom from the Pope
by/Paterno Esmaquel II Jan 04, 2015

Filipinos go back to work on Monday, January 5, after a long Christmas and New Year break filled with family reunions, parties, food, and sleep – lots of sleep.
Feeling lazy? Unmotivated? 5 quotes compiled from Pope Francis as we return to the office after the holidays.

A survey conducted among Rappler readers reveals the new shopping habits of a modern, digitally-savvy market.
At least 100 days before Christmas, the ‘ber’ mode kicks in, in the Philippines. Here the ‘ber’ months are typically used to refer to one of the longest holiday seasons in the world.

Remark this is an album in the album about "Department of the Interior and Local Government, DILG" in the album "Authorities, Commissions, Committees"

As the National Standards Body, BPS is mandated to develop, implement, and coordinate standardization activities in the Philippines.

Look also
Guide to the Magna Carta for Micro, Small and Medium Enterprises
RA 6977, as amended by RA 8289, and further amended by RA 9501

The Video:
RA 10911 Implementing rules ng Anti-age Discrimination Law, nilagdaan na
Published on Mar 20, 2017
Pwede nang makipagsabayan ang mga naghahanap ng trabahong may edad na sa mga mas batang aplikante dahil epektibo na ang Republic Act 10911 o Anti-Age Discrimination in Employment Act.

a Government-initiated project that facilitates business registration-related transactions by integrating all agencies involved in business registration, such as the Department of Trade and Industry, Securities and Exchange Commission, Cooperative Development Authority, Bureau of Internal Revenue, Social Security System, Home Development Mutual Fund, Pag-IBIG, Philippine Health Insurance Corporation, Local Government Units and other permit/license-issuing agencies. It provides a faster process for business registration, thus strengthening the government’s effort of providing quality service to the people and realizing its commitment to curb corruption and reduce red tape in the bureaucracy.

Look the Videos "How to sign up for a PBR account" and "How to register your business using PBR" - Remark this is an album "PBR" in the album "Doing business in the Philippines"

a computerized internet-based system that allows parties involved in trade to lodge information and documents with a single entry point to fulfill all import, export, and transit-related regulatory requirements.

There are about 40 government agencies involved in the issuance of import and export licenses, permits and clearances for trade facilitation over Philippine borders.

The overall project objective of establishing an ITSO network within institutions is to strengthen local institutional capacity to access patent information and use the patent system. This is inline with the mandate of IP PHILS and more specifically, its 3D IP 2020 VISION as the ITSO network will demystify and democratized the patent system, use it as a tool for national development.

and

Innovation & Technology Support Offices or “patent libraries”

Look more on the above link

RA 9178

AN ACT TO PROMOTE THE ESTABLISHMENT OF BARANGAY MICRO BUSINESS ENTERPRISES, BMBEs, PROVIDING INCENTIVES AND BENEFITS THEREFOR, AND FOR OTHER PURPOSES

Barangay Micro Business Enterprises, BMBE's Act of 2002

Look also

Guide to RA 9178

A Guide to Registering Your Business

under Barangay Micro Business Enterprises, BMBEs Law, R.A. 9178 Act of 2002

Remark this is an album "Philippine Stock Exchange" in the album "Doing business in the Philippines"

The latest count is its highest record since October 2015

This page gathers key information on the Philippines' participation in the WTO.

European investors cautious over uncertainty in PH: ECCP
Sep 29, 2016

Look also

FAST FACTS: Federation of Filipino-Chinese Chambers of Commerce and Industry
by Jodesz Gavilan October 20, 2016

and the Videos

With its very own governance and regulations, AFAD exists to consolidate firearms dealers into an integral forum, and to formulate and impose self-regulating policies for the industry.

Skills for the Labor Market

MUCH more about Etiquette, Customs, Protocol, Do's and Don't's, Whistleblowing

go to overview

How do you make the jump from small-scale entrepreneur to big boss? Take it from these local success

Here’s a cursory look at the current SME landscape and what entrepreneurs can do to make their business grow amid competition

Look also HERE

Remark this is an album in the album "Daily life, shopping, work, retirement - Etc."

Student organization Enactus UPLB helps the housewives of Bayan ni Juan in Calauan, Laguna with running small-scale businesses.

BGC is strategically located in the middle of the metro, between EDSA and C-5, two major highways in Metro Manila. It has seven major access points including the Kalayaan Flyover, ED SA, C-5 Highway, Kalayaan Avenue, McKinley Road, Villamor Airbase, and Lawton Avenue.

Think big and approach each challenge as an opportunity.
It can be thrilling to finally say that you put up your own business. The hard work has finally paid off and your dream has become a reality.

What ideas can help you grow your organization? Salim Ismail tells us.

Remark this is an album in the album "Internet, Phone, laws, safety, etiquette, "languages", technology, crimes, Radio, TV, Etc."

one the Philippine government issued identification documents needed for many important business, job, or personal transactions. You might need it for the following reasons:

Barangay Clearance is required when you apply a job/employment.
It's one of the documents required when you apply or open a bank account.
It's required for business establishment.
It's required for other business or financial transactions such as lending, loan or financing.
It's required mainly to certify that you are living or residing in a certain barangay.
And it's required for any other important transactions...

Detailed trusts and programs of AMAS

Remark this is an album in the album "Department of Agriculture - DA"

Import Export Philippines - Business - Global Filipino Entrepreneur

50 companies, 6 of them Filipino-owned, are cited by the Asia-Pacific Economic Cooperation as among those that increase economic opportunities for women
The 6 Filipino-owned companies that made it to the list are:

Bohol Bee Farm
Computer Professionals Incorporated, CPI
Crea 8 Innov 8 Marketing
ECHOStore Sustainable Lifestyle
Filip + Inna
Pointwest Technologies Corporation

A lot of people want to have their own business, but can they handle the changing face of entrepreneurship?

Look also the Video

Remark this is a album in the album "Business & Management" in the album "Special Education, schools & programs - etc."

RA 10644 - Filipinos now embrace the entrepreneurial culture: Go Negosyo believes that the Philippines is now on its way to embracing the culture of entrepreneurship, with Filipino youth changing mindset over the concept.

Look more below about RA 10644 AN ACT PROMOTING JOB GENERATION AND INCLUSIVE GROWTH THROUGH THE DEVELOPMENT OF MICRO, SMALL AND MEDIUM ENTERPRISES

Pedicab/Padyak

One simple way to make money this summer is to sell cold drinks. How does one start a business selling "palamig"?

Look also HERE

These days, the key to your business’ success can be just a click or swipe away

The stock market is fraught with risk, so it is important to arm yourself with investing smarts before you part with your hard-earned cash. Apr 25, 2016

an organization, adheres to the principle of sharing with clients the highest standard of excellence of the Filipino expertise and consulting practices as it aims for recognition as world class consultants. Through the collective expertise and resources of each member firm, COFIC is able to provide clients with a wide range of consulting services including fund sourcing and partnership advisory. COFIC, as a consortium of Filipino consulting firms, is thus able to take on large scale projects as well as projects overseas where a single Filipino consulting firm will have difficulty in competing with much bigger foreign consulting firms.

Look also HERE

Remark this is an album in the album "Doing business in the Philippines"

How to get ABTC

The Asia Pacific Economic Cooperation, APEC forum initiated the ABTC to promote and facilitate business and investments within the region. The card will help reduce the time and cost to business travelers in meeting the visa and entry requirements to APEC member economies. Applicant must be a Filipino citizen.

Look the article HERE

Look also Money Changer

This country-specific section gives a comprehensive description of Filipino business culture which will help you to interact more effectively with your Filipino clients and colleagues.

Investment Promotion

Look as pdf HERE

Look also Video

Every year thousands of workers receive a bonus in the Philippines.

Learn how this bonus is important and discover why it's called the 13th Month.

Look also

RULES IMPLEMENTING THE 13TH-MONTH PAY LAW

and the articles

How to compute 13th Month Pay: DOLE Philippines

Philippine labor laws that employers must know Overtime pay laws and computation in the Philippines How to compute 13th Month Pay: DOLE Philippines

infographic

by/George P. Moya Oct 04, 2014

There are now only over 100 listed companies in Marikina’s shoe industry. It had dramatically decreased by tenfold from its glory days in the 1970s, where there were over 1,000 listed companies in Marikina’s shoe industry.
“This industry is dying. We really have to help them get back in business,” says Marikina Mayor Del de Guzman

Look more about the Marikina shoes HERE

Selling school and office supplies are almost as stable as food because people continuously purchase these items. Probably even better because these are not perishable. But what are the ins and outs of getting into this type of business to make it sustainable and ride the wave of ever changing times? Aug 16, 2015

Remark this is an album in the album "Doing business in the Philippines"

IMPORTANT look also HERE

Mutya Ng Masa gives tips to employers on what characteristics they should look for a house helper or kasambahay.

Oct 14, 2014

Remark this is an album in the album "Being - getting a filipino Worker, OFW, Balikbayan & Balikbayan Box Tutorials"

Investment scam

go to overview

The commission cautions the public against SUCCESS200 and FLAG Prosperity for their unauthorized investment-taking activities. July 22, 2015

Does the offer promise “guaranteed wealth?” Avoid these red flags and protect your hard-earned money

'As more people are recruited into the scheme, it eventually reaches a point wherein it can no longer sustain its payouts, and payments will stop, thereby leaving investors penniless,' warns the SEC's Enforcement and Investor Protection Department

Look also PSE to public: Be vigilant against investment scams
The public should never believe in solicitations for stock market investments that guarantee returns on investment, the local bourse warns. December 09, 2015

More P40 million pesos are allegedly taken to the victims from Ifugao tribe. Aug 4, 2015

SEC warns public anew against investment scams

Muling nagpaalala sa publiko ang Securities and Exchange Commission laban sa mga investment company na layon lamang makapanloko ng mga mamumuhunan. Aug 26, 2015

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Tips to avoid investment scams
Investors should always be responsible for their investment, even if they trust the person who invited them to invest. Mar 23, 2016

Import - Export

IMPORTANT: Look also the above 2 Links and Import - Export of Animals, Pet-animals, Etc.

go to overview

Custom Administrative Order No. 02, s. 2016
Signed October 10, 2016
SUBJECT: IMPORTED GOODS WITH DE MINIMIS VALUE NOT SUBJECT TO DUTIES AND TAXES.

Look also
Customs: No taxes for certain shipments under P10,000
Oct 11, 2016
'This is good news for Filipinos, who can now fully enjoy their small purchases from other countries,' says Customs Commissioner Nicanor Faeldon

PHILIPPINE BUREAU OF IMPORT SERVICES, BIS

Look the article - advices as pdf HERE

Food and Agricultural Import

Philippines Food and Agricultural Import Regulations and Standards - Narrative

INTO THE PHILIPPINES as a tourist

Look also

PHILIPPINE CUSTOMS INFORMATION

Import to Philippines

Household goods and personal effects e.g. car, pets etc.

Importing Personal Property

HOUSEHOLD GOODS AND PERSONAL EFFECTS

IMPORTING PERSONAL PROPERTY (not the same as the above)

Look also

EO 156

NO-DOLLAR IMPORTATION OF USED MOTOR VEHICLE

Tax exemption privileges of filipinos who are permanent residents abroad and returning to the Philippines for good and former filipino citizens who have acquired citizenships of other countries and are returning to the Philippines to settle permanently.

Look also

Continue to Philippine Immigrant Visa Non Quota 13(G) or 13(A)

Returning Resident, Balikbayan Shipment

Department of Trade and Industry encouraged Filipino entrepreneurs dive into exporting Pinoy products because it's now in-demand in Japan, US and even in Europe. Jun 25, 2014

Remark this is an album in the album "Doing business in the Philippines"

is a bi-annual trade show organized by the Center for International Trade Expositions and Missions, the export promotions arm of the Department of Trade and Industry (DTI).

Launched in 1983, it is the second longest running trade event on houseware, furnishings, gift items, holiday decor, and fashion accessories in the Asia-Pacific Region. It is the only show in the country recognized by the Union des Foires Internationales, the union of the world's leading tradeshow organizers, fairground owners, and major national and international associations of the exhibitions industry.

Look also the Facebook and the Videos

Manila FAME

Partnering with the country’s major sourcing events – Manila Now, Cebunext and Bijoux Cebu. Together the four event brands provide one convenient venue for showcasing furniture & furnishings, holiday & gifts and fashion.

 a primary industry support organization of furniture manufacturers and exporters and organizer of the Cebu International Furniture and Furnishings Exhibition CEBUNEXT.

Look also the Video

CEBUNEXT

Doing Business Made Easy

By Bliss Florence S. Manlulo

is the leading food industry association in the Philippines

Presented by:
Mr. Roberto C. Amores
President, Philippine Food Processors
and Exporters Organization, Inc.
President/CEO, Hi-Las Marketing
Corporation

Import - Export of Plants, Etc.

go to overview

Look HERE and the convention full text HERE

Import of Plants

Plant Quarantine Law, Regulations and Protocols

Business, Investment, Franchising, In - & - Outsourcing to the Philippines, Etc.

IMPORTANT: Remark most of the videos in this section are albums in the album "Doing business in the Philippines"

Look also the above 2 Links

go to overview

Foreign access to the more critical sectors of the economy, such as banking and finance, insurance, telecommunications and transportation, is being liberalised. The Philippines has a skilled and educated workforce, providing strong support for both processing and high technology industries

Look also the article Why call centers are here to stay Dec 15 2014

PCCI: Investors may dump PH over cancelled mining agreements
Feb 15, 2017
'How can a company risk stockholders' money in projects if the investment rules are unclear and uncertain?' says the president of the Philippine Chamber of Commerce and Industry

IMPORTANT: Look also the below link

January 11, 2018 by Gem Muzones

INVESTMENT OPPORTUNITIES IN THE PHILIPPINE MINING SECTOR

A financial expert and two millennials share how starting early with investments works.
The best part about mutual funds is that one can start investing for as low as P5,000.

Remark these are albums in the sub-album "Invest in Cebu" in the album "Doing business in the Philippines"

--

Cebu: the reason why investors love Cebu

Cebu is rich because we are proud and loved cebu so much and we are one united Cebu.

Look the full description of the video HERE

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Why invest in Cebu City?

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Where to Invest in Cebu Philippines

Where When What How To Invest Your Money in The Philippines

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Cebu Promotional Video by the CICPC

More than the usual - Beyond the expected

Videos to promote Cebu island & Cebu City

Manufacturer's of rattan furniture, outdoor furniture, contemporary furniture and some of the must beautiful furniture produced in the world. Fine craftsmanship of exotic and inexpensive furniture products

Remark this is an album in the album "Philippine Handicrafts"

Look also HERE, HERE and HERE

FFI was established with the primary purpose of tapping into the entrepreneurial spirit that we believe lies in most Filipinos aiming to succeed in a business venture. The current economic trend has placed a new focus on how to generate more "job creators" in our economic system, and has made the idea of a global celebration of entrepreneurship as a path to positive growth especially relevant.

Remark this is an album in the album "Doing business in the Philippines"

is a subset of outsourcing that involves the contracting of the operations and responsibilities of specific business functions or processes to a third-party service provider.

Look also the Video

The business process outsourcing (BPO) industry is raising concerns about the president's strong statements, saying they're afraid Duterte's tough talk might scare off clients.

Look also The Philippine IT-BPO Trends and Forecasts
which talks about the history, innovations, predictions, and trends in the country’s IT-BPO scene. Check it out HERE

was first established in 1988. It is involved in promoting the Philippines as the preferred choice for software development services.

The PSIA (formerly Philippine Software Association) has worked with the Philippine government in developing policies to make the Philippines competitive in the software services market worldwide.

Look also HERE and the Video

Remark 6 albums in the sub-album "Outsourcing" in the album "Doing business in the Philippines"

a Business Process Outsourcing company that provides back office outsourcing and knowledge process outsourcing, KPO solutions

a non-profit and non-stock organization in the Philippines that specializes in 2D and 3D animation. As an organization that is recognized and supported by the Government of the Philippines, and as a business engaged in information and communications technology, the goal of the ACPI is to promote the animation industry locally and globally.

Look also HERE and the Video

AVP about the vibrant Philippine animation industry showcasing the different services offered.

Banks - bank business, SWIFT codes, Loan Sharks and informations

and with these sections:

Banks in Philippines

Philippine microfinance - Small Loans

SWIFT codes

ATM, Visa - MasterCard, American Express card - Credit cards - Mobile and digital payments

Philippine Money - History & Museums

Bank business - Financing - Etc.

Loan Sharks

Bitcoins and Zcash - Etc.

Laws, Money, Banks, Financing Companies, Negotiable Instruments

Laws, Usury, Interest rate, Etc.

Look also

Money - Peso Bills, Coins - Currency  in Philippines - Etc.

Currency - sell - buy in & bringing - transfer to and from Philippines

go to main-overview

PH peso weakens further on heightened Fed hike worries
By Chrisee Dela Paz Nov 22, 2016
The local currency remains generally weak, slumping to its worst level since November 20, 2008 when it ended at P49.999:$1

While the peso’s depreciation to a 7-year low is no cause for concern, it remains to be seen whether it will persist due to sustained capital flight

For the country's economic team, the Philippines has enough buffers to survive the external headwinds

Banks in Philippines

Remark many of the videos in this section are albums in the album "Banks, Coins & Notes, Money transfer, Loans - etc."

Look also Overseas Filipino Bank

go to overview

Look also HERE and HERE

Philippine National Bank, Directory of all Overseas Offices
As of December 31, 2010

Philippine Savings Bank

look also HERE

Look also HERE

also known as Banco de Oro and BDO look also HERE

Look also HERE

Look also HERE

Look also HERE

Serving North Luzon and Cordilleras

is a private development bank, organized in 1982 in the Province of Bohol. FCB has now 23 Marketing Offices in the Visayas and Mindanao, a total of 81 banking offices nationwide.

HSBC Philippines

AAIIBP is the only bank in the Philippines authorized to offer Islamic banking. It is also licensed to do both commercial and investment banking services, similar to a universal bank.

look also HERE

formerly Rural Bank of Dipolog, Inc., RBDI

Look also the Video

Look the full description of the video HERE

Rural Bank of Rizal, ZN, Incorporated and is duly authorized by BANGKO SENTRAL NG PILIPINAS, BSP and a member of PHILIPPINE DEPOSIT INSURANCE CORPORATION, PDIC

Look the full description of the video HERE

China Banking Corporation, known publicly as China Bank is Philippines' fourth largest universal bank by market capitalization. Established in 1920, it is the first privately owned commercial bank in the Philippines. China Bank is one of the strongest and most profitable banks in the Philippines today.

Look also HERE and the Video

more commonly known as PBCOM, is one of the largest commercial banks in the Philippines.

Look also HERE and the Video

 AVP

Look also the Video

ADB-Philippines Development Partnership

The Philippines is not only a founding member of ADB and its 11th largest shareholder, it is also ADB's host country.

and the Videos

Macquarie Group is a leading provider of banking, financial, advisory, investment and funds management services.

Look also HERE and HERE

Remark many of the videos in this section are albums in the album "smallLOANS - microFINANCE" in the album "Banks, Coins & Notes, Money transfer, Loans - etc."

go to overview

Develop and provide financial services and capacity building support programs

Look also HERE

by/ Kim Wilson - CRS – Catholic Relief Service

Introduction, Preliminaries, and Main

Introduction, Preliminaries, and Main

This is an abridged video of the lecture delivered by Microfinance Consultant CARLOS ANI in the Philippine Military Academy to all senior graduating cadets September 20, 2010. This describes what microfinance is and how it is implemented in the Philippines.

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BPI Globe BanKO is the Philippine's first mobile phone-based, microfinance-focused savings bank.

BPI Globe BanKO and Globe Telecom have entered into a public-private partnership with the Philippines' Department of Social Welfare and Development (DSWD) to help in the transition of marginalized families ending their five-year stint as conditional cash transfer (CCT) beneficiaries, by providing sustainable livelihood and employment opportunities as well as access to financial services by enabling them to have bank accounts.

Look more about BPI HERE

Look also BPI Globe BanKO - Facebook HERE and look also the Videos

Look the full description of the videos HERE

Remark this is an album in the album "Organizations working for children in the Philippines"

ADB is providing US$ 400 million for a conditional cash transfer program that will puts money directly into the hands of over half a million of the Philippines' poorest families. Unlike traditional welfare programs, only families who keep their children in school and give them regular health checkups can receive cash stipends

Ramon Aboitiz Foundation Inc.

Remark this is an album in the album "Development Organizations"

Look more above HERE

the first network and one of the largest groups of Christian Development NGOs in the Philippines that provides microententerprise development and growth support and education services to all without regard to religious affiliation and ethnicity, race or color.

Look also HERE and the Video

APPEND Network

Remark this is an album in the sub-album "Development Organizations"

Have Impact !

Make a difference in the world.

Remark this is an album in the album "Fauna - Etc."

Look also the article 8 guidelines to make small scale fishing more sustainable
by/Mara Cepeda May 16, 2015
A comprehensive, human rights-based approach will make municipal fishing a better contributor to food security and poverty eradication

is partnering with the Episcopal Church in the Philippines to empower women to become financially independent. Through receiving loans, training and other resources to help start or expand small businesses, women are increasing their incomes and becoming able to better provide for their families' needs.

Look also the Video

Remark this is an album in the album "smallLOANS - microFINANCE"

go to overview

Look the tutorial Video HERE

Look also SWIFT CODE for Philippine Banks

Swift Code - Bank BIC Codes

 and HERE, HERE and HERE

Visa - MasterCard, American Express card, Credit cards - Mobile and digital payments

go to overview

The digital financial service wants to make mobile and digital payments more accessible to Filipinos nationwide

EMV Frequently Asked Questions (FAQs)

Banks are coming out with new RFID-enabled cards. Here's a primer on how they work and what you can do to protect yourself from potential skimming

Traveling soon? Don't forget to bring your credit card! Take advantage of its perks and benefits. Here's a guide on how you can use it wisely.

What you don't know about credit cards
When exactly does a credit card company charge interest rate, especially if you are what they call a revolver? If you don't know the answer to this question, you are likely to get the biggest bill shock of your life. Oct 6, 2015

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What you need to know before using credit cards
Thinking of getting a credit card? Know these useful tips first before getting into a total debt mess brought about by tricky interest rates and payment terms. Oct 10, 2015

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How to avoid ATM skimming
Watch Red Alert for safety tips on how to protect your ATM card.
Aug 29, 2014

Look also the articles:

How to best use a credit card
by/Nikki Natividad Aug 26, 2015
Make the most out of your purchases by squeezing out your perks and benefits.
Being a responsible credit card holder means more than just dispelling the urge to swipe that card.

The credit card creed
by/Jason Tulio Aug 06, 2015
A few small oaths you can take to make the best use of your credit card and select the best for you

Philippine Money - History & Museums

go to overview

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OLD and NEW GENERATION SERIES PHILIPPINE BANK NOTES

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How the Philippine peso evolved through the years

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The Philippine history is a rich and colorful narrative filled with drama and controversy. And while many historians have gone through many difficulties in preserving what once was a great reflection of the country's past is the different forms money, which also evolved both in value and design. Jun 16, 2015

Look ref. HERE

Remark this is an album in the album "Culion" in the album "Great Places to Visit"

Bangko Sentral ng Pilipinas
Central Bank of the Philippines

Look the article

Look also photo and more HERE

The face of the Philippine revolution is evasive, just like the freedom that eluded the man known as its leader.

by Katherine Visconti - 07/18/2012

Romeo Castillo MananQuil, the artist who designed the P500 bill, brought the untold story to light in Toronto's Celebrate Magazine in 2008 in the article, How I 'Made Money' for the Bangko Sentral ng Pilipinas.

Look the article as pdf  HERE

Look MUCH more about Romeo Castillo MananQuil and his work as painter HERE

The Online Source for Philippine Coins & Banknotes News

Bank business - Financing - Etc.

Remark the videos in this section are albums in the album "Banks, Coins & Notes, Money transfer, Loans - etc."

go to overview

Pagibig Financing - Housing Loan, Pag-IBIG Membership, Mortage, Insurance, Foreclosures.
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Pag-IBIG Fund Explained in 90 Seconds

Ano ang Pag-IBIG fund? Paano sumali? Magkano ang simulang kontribusyon? Alamin ang mga sagot sa iyong Frequently Asked Questions tungkol sa PAG-IBIG Fund! Nov 21, 2014

Look more about Pag-IBIG Fund

Look also HERE and RA-9679

The Overseas Workers Welfare Administration alerts OFWs on a new loan scam by predators pretending to be OWWA

That is circulating “throughout the OFW community.”

What you see is not always you get as car dealers can sometimes be deceptive in disclosing the full terms of an auto loan. Oct 22, 2015

These videos demonstrates how easy it is for rural bank clients in the Philippines to accept mobile payments and demonstrates step-by-step how clients of rural banks can use the Text-A-Remittance service to send money via mobile phone to family members throughout the Philippines

Equally entrenched in the Bank of the Philippine Island's corporate mission is its commitment to responsible corporate citizenry. The Bank realizes this role through BPI Foundation by its engagement in education, entrepreneurship and the environment.

Documents needed - required before an expat is able to open a bank account - Ect.

Look the article HERE

go to overview

Remark this is an album in the album "Loan Sharks"

BitCoins  and Zcash - Etc.

go to overview

Ever thought about setting up your own cryptocurrency mining empire? Here are the must-know facts before you attempt to.

Both by Agence France-Presse January 06, 2017

We buy and sell Bitcoins locally in the Philippines.

A dispute among developers of virtual currency Bitcoin gives birth to a new version of the crypto coin after they fail to agree on software changes.

and HERE

Look also Health Insurance - Etc.

go to overview

Pre-Need Code of the Philippines

defines pre-need plans as contracts, agreements, deeds, or plans for the benefit of the plan holders which provide for the performance of future services, payment of monetary considerations, or delivery of other benefits at the time of actual need or agreed maturity date.

The GSIS is a social insurance institution, to secure the future of all employees of the Philippine government, it provides and administers a pension fund that has the following social security benefits: different kinds of loans, compulsory life insurance, optional life insurance, retirement benefits, and disability benefits for work-related accidents and death benefits.

Look about GSIS' Scholarship Program HERE

Look also the Videos

GSIS GVAPS Infomercial using AC Corporation's Genesis Voice Biometrics and Persay Voice Identification Engine.

Caritas health care insurance plus pension is the most beneficial plan for you. 5 years payment 15 years health protection with pension benefit. Another quality product that has been release to ease our kababayan's worries about health illnesses that arise today and you can now have your annual check up because of Caritas health plan

Look also HERE and the Videos

the country’s premier life insurance company.

Look also the Video

The Philippine Crop Insurance Corporation, PCIC

a government owned and controlled corporation, GOCC. The Philippines is vulnerable to natural disasters which cause devastation on crops and miseries to agricultural producers and lenders of agricultural credit. Because of the marginality of most landholdings, the result of these losses is devastating to the finances of the farmers.

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Look also the Video

IMPORTANT to know for a NON-Muslim in a mixed marriage

Look also HERE

Educational Plan Philippines

Educational Plan in the Philippines is very important because of continuous rising of tuition fees. PhilPlans is the leading pre-need company in the Philippines providing innovative education program that build financial security for the future.

Remark this is an album in the sub-album "Scholarships in the Philippines"

Look also HERE

Laws - codes & Rules - Business - Import - Export

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UPDATED The commercial importation of secondhand clothing has been illegal since 1966.

Gov’t orders shutdown of all firecracker establishments
Thousands to lose jobs in shutdown order vs firecracker biz
Nov 26, 2016

Many different laws about business to download

Sorry the link is often down, so try again later

Look - download A guide to RA 10667

Look also the IRR RA 10667

What you need to know about the Philippine Competition Act
August 01, 2017
Learn how market competition will change, starting August 8, 2017

Look also the below links

Look the article Local shippers wary over Foreign Ships Co-Loading Act
by/Rappler.com July 27, 2015
Local shipping players concerned over increased competition from foreign shipping, the readiness of ports, and potential smuggling

Look definition of Cabotage HERE

Is the Philippine Competition Act really a game-changer?
by/Chris Schnabel July 10, 11 & 12 2015

AN ACT PROMOTING JOB GENERATION AND INCLUSIVE GROWTH THROUGH THE DEVELOPMENT OF MICRO, SMALL AND MEDIUM ENTERPRISES

Go Negosyo Act

Look FAQ RA 10644 as pdf HERE

Look also the Video

RA 10644 - Filipinos now embrace the entrepreneurial culture: Go Negosyo

and above about Go Negosyo

AN ACT RESTRUCTURING THE VALUE ADDED TAX (VAT) SYSTEM, WIDENING ITS TAX BASED AND ENHANCING ITS ADMINISTRATION AND FOR THESE PURPOSES AMENDING AND REPEALING THE RELEVANT PROVISIONS OF THE NATIONAL INTERNAL REVENUE CODE, AS AMENDED, AND FOR OTHER PURPOSES.

Look RA 7042 IMPLEMENTING RULES & REGULATIONS HERE

RA 8181

AN ACT CHANGING THE BASIS OF DUTIABLE VALUE OF IMPORTED ARTICLES SUBJECT TO AN AD VALOREM RATE OF DUTY FROM THE HOME CONSUMPTION VALUE (HCV) TO TRANSACTION VALUE (TV), AMENDING FOR THE PURPOSE SECTION 201 OF TITLE II, PART 1 OF PRESIDENTIAL DECREE NO. 1464, OTHERWISE KNOWN AS THE TARIFF AND CUSTOMS CODE OF THE PHILIPPINES, AS AMENDED, AND FOR OTHER PURPOSES

RA 9178

AN ACT TO PROMOTE THE ESTABLISHMENT OF BARANGAY MICRO BUSINESS ENTERPRISES (BMBEs), PROVIDING INCENTIVES AND BENEFITS THEREFOR, AND FOR OTHER PURPOSES

Barangay Micro Business Enterprises (BMBE's) Act of 2002

Barangay Micro Business Enterprises (BMBEs) Act of 2002

Do you own a micro business or interested starting one soon? Apply for Republic Act No. 9178, or the Baranggay Micro Business Enterprise - BMBE accreditation and enjoy its benefits.

RA 9184

AN ACT PROVIDING FOR THE MODERNIZATION, STANDARIZATION AND REGULATION OF THE PROCUREMENT ACTIVITIES OF THE GOVERNMENT AND FOR OTHER PURPOSES

Government Procurement reform Act

In a way to boost the ecommerce industry in the Philippines President Gloria Macapagel Arroyo signed a law that will establish a new authorized agency that will gather all financial information of a person or a corporation in different institutions to help determine their worthiness. The public act 9510 will create Central Credit Information or corporation.

Look also RA 9510 HERE

REPUBLIC ACT NO. 9135

AN ACT AMENDING CERTAIN PROVISIONS OF PRESIDENTIAL DECREE NO. 1464, OTHERWISE KNOWN AS THE TARIFF AND CUSTOMS CODE OF THE PHILIPPINES, AS AMENDED, AND FOR OTHER PURPOSES

Look the article - advices HERE

Look EO 156 as pdf HERE

go to overview

Under the measure, the Philippine Deposit Insurance Corporation would reinforce weak banks even before closure orders

Look S.B. no 2976 HERE

AN ACT PROVIDING FOR THE REGULATION OF THE ORGANIZATION AND OPERATIONS OF BANKS, QUASI-BANKS, TRUST ENTITIES AND FOR OTHER PURPOSES

AN ACT INSTITUTIONALIZING THE SOCIAL REFORM AND POVERTY ALLEVIATION PROGRAM, CREATING FOR THE PURPOSE THE NATIONAL ANTI-POVERTY COMMISSION, DEFINING ITS POWERS AND FUNCTIONS, AND FOR OTHER PURPOSES

Rural Banks Act of 1992

AN ACT PROVIDING FOR THE CREATION, ORGANIZATION AND OPERATION OF RURAL BANKS, AND FOR OTHER PURPOSES.

AMENDING FURTHER REPUBLIC ACT NO. 720, AS AMENDED, OTHERWISE KNOWN AS THE "RURAL BANKS ACT"

Financing Company Act of 1998

In a way to boost the ecommerce industry in the Philippines President Gloria Macapagel Arroyo signed a law that will establish a new authorized agency that will gather all financial information of a person or a corporation in different institutions to help determine their worthiness. The public act 9510 will create Central Credit Information or corporation.

Look also RA 9510 HERE

Business and Management Education - Etc.

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Start your 2018 goal-setting right, as we talk to management consultant Anthony Pangilinan

Look the Video in HD HERE

is one of the Philippines' top accounting and business colleges, and is known for yielding CPA board top-notchers and board passers every year, the number of which consistently surpasses the country's national passing percentage.

Look also HERE and the Video

Remark this is an album in the sub-album "International Schools in the Philippines & Education for filipinos abroad" in the album "International & Special Education, schools & programs - etc."

formerly known as Angelicum School Quezon City, a Filipino Dominican institution. Its education program is accredited by the PAASCU.

Angelicum College Collegiate Department offers degree programs in the Arts, Sciences, Business and Education as well as Diploma programs.

The College of Governance and Business

a college consisting of three major departments, the Department of Development Studies, Department of Governance Studies, and the Department of Business Administration. It is a product of the merger of 3 academic units of the university, namely the School of Government and Management, and the School of Applied Economics at the Obrero Campus and the College of Development and Management at the Mintal Campus.

a graduate school of business and a center of business and management research. It is one of the few business schools in Asia to be internationally accredited with the Association to Advance Collegiate Schools of Business, AACSB

Look also HERE and the Video

The Asian Institute of Management

Remark this is an album in the sub-album "International Schools in the Philippines & Education for filipinos abroad" in the album "International & Special Education, schools & programs - etc."

Magna Kultura Foundation is an education for development NGO implementing  educational, cultural, and socio-civic programs at the grassroots of society; an arts and cultural organization NGO implementing programs at the grassroots of society with social entrepreneurial skills and capabilities,  with the aim to improve the well-being Filipino citizens and communities.

Look also HERE

For out of school youth who want to learn the service management program, they could study online and free.

Jun 18, 2014

Remark this is an album in the album "Special Education, schools & programs - etc."

17 colleges offer, call center course

For the people who want to have a career in the BPO industry or call center, you can have this lesson in college!

May 25, 2014

Remark this is an album in the album "Special Education, schools & programs - etc."

Look also the article "Why call centers are here to stay" Dec 15 2014

Remark this is an album in the album "Special Education, schools & programs - etc."

Philippine Stock Exchange

THE CORPORATION CODE OF THE PHILIPPINES

Look the full CORPORATION CODE OF THE PHILIPPINES title I - XVI

go to overview

Payroll managers start adjusting their systems to reflect the new withholding tax rates. Supermarkets, oil retailers, convenience stores, and even sidewalk vendors begin updating their price lists.

A survey conducted among Rappler readers reveals the new shopping habits of a modern, digitally-savvy market.
At least 100 days before Christmas, the ‘ber’ mode kicks in, in the Philippines. Here the ‘ber’ months are typically used to refer to one of the longest holiday seasons in the world.

Here are some reminders and the government hot lines

Bright colors and cool patterns are making their way to our day-to-day outfits – but how do you make sure you're not appropriating a culture?

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What’s next for e-commerce in the Philippines?

There’s no better place to find a good deal than online. But how do you make sure you aren’t buying into a scam? Read on to find out.

How three different businesses found success with Southeast Asia’s biggest online shopping and selling site, Lazada

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owned by SM Prime Holdings, is a chain of shopping malls in the Philippines, comprising around 55 malls located across the country.

Look also HERE and the Videos

Guide for Real Estate, Shopping, Restaurants and Nightlife.
The fourth largest mall in the world!

Where to go and what to do in SM Seaside City Cebu.

Look also HERE and the Videos

a large shopping mall complex located at J.P. Laurel Avenue, Bajada in Davao City

Look also HERE

and the Video:
Pet Festival Philippines. Funny Pet Fashion Show, Cebu.
Published on May 17, 2017
Pet owners put so much money and effort to get their favorite pet recognized.....
Takes place at the country's first and only PET LOVING MALL. Park Mall. See their creative fashions on these cute four-legged models. lots of fun....

go to overview

A sari-sari store is a convenience store found in the Philippines. The word sari-sari is Tagalog meaning "variety". Such stores form an important economic and social location in a Filipino community. It is present in almost all neighborhoods, sometimes even in every street. Most sari-sari stores are privately owned shops and are operated inside the shopkeeper's house.

The Sari-Sari Stores are vital assets in the local economy. We perceive these small business people as "heroes" of the Micro-economy at the grassroots of our society

Look also HERE - Magna Kultura Foundation has been organizing outreach seminar programs designed to educate retail store owners and store-keepers with basic business skills. Most of the vendors are “un-schooled” in business enterprise management.

 and The Filipino Sari-Sari Store
by/Hazel Jean Malapit

 and the Videos

Sari Sari stores - examples - etc.

Hungry? Stuck in traffic?
Cebu.
Published on Apr 21, 2017 by globalvideopro1

Markets - stalls

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First time to shop in Divisoria? here's a quick guide for you!
Divisoria in Manila has always been known to be the haven for cheap finds – wholesale or retail. Every day, thousands flock to the area, just to bag what they need – either for reselling or personal purchases. In here, you can find almost anything – clothes, shoes, home decors, costumes, party needs, fruits and vegetables, and more.

Look also the Videos

a type of public market and usually composed of several dozen stalls arranged in rows under a shared roof. Management is usually by the local governmental units whose jurisdiction encompasses the physical location of the markets.

Look also the Videos

You'll find everything in this weekend market in Diliman, Quezon City: clothes, toys, food... maybe even your next pet!

Chicken, Fish, Vegetables. A Sunday morning walk through the market. Uploaded on Nov 20, 2011

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The Danao Public Market

a great place to shop for almost anything. The market has, fish, fruit, vegetables, tools, pots and pans, clothing, shoes, live animals, snacks, full meals, and a variety of services. By/Peter White Apr 3, 2015

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Market at Palompon

Uploaded Mar 28, 2009 by/Nancy A.
I visited this market on a Sunday morning -- what a rich place!

Look also HERE

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Tatay Gerry tries his luck in the largest livestock market in the Visayas region: Malatapay. He hopes to sell his only carabao so he can send money to his daughter who's the first member of their family to go to college. (Date aired: Sept. 19, 2015)

Duty Free shopping

go to overview

Look also HERE

go to overview

is committed to develop an environment where there exists an empowered and responsible consumer sector.

Republic Act 10962 or the Gift Check Act of 2017

An intro to the Consumer Act of the Philippines
Jun 19, 2015
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RA 7394 - Consumer Act of the Philippines by/ Nelsie Marketing
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The Consumer Act of the Philippines. Aug 23, 2015

“Failon Ngayon” tackles the weak implementation of the country’s laws on product warranty.

Under the proposed measure, senior citizens and persons with disabilities will continue to enjoy discounts on purchases, as provided by the law, using GCs.

A Country Report by:
Assistant Director Jaime Lasaro L. Olmos
Bureau of Trade Regulation and Consumer Protection
Department of Trade and Industry

Remark these are albums in the album "RA 7394 - Consumer Act of the Philippines"

by Chris Schnabel 2:30 PM, September 13, 2016
As the combined spending power of millennials is projected to soar, the advertising world is coming up with ways to reach the younger consumers

Look also the article HERE

Vacations, gadgets, and out-of-home entertainment rank high on Filipinos' shopping lists

Remark this is an album in the album "Etc. Organizations working in the Philippines"

Look CUP´s Facebook HERE

IDEAL PARENTS & FAMILY FOUNDATION, IPFF